What does it cost to work with you?
Nothing — and that’s not a gimmick. Like every annuity agency, we’re paid a commission by the insurance carrier when you choose a product. You pay the same premium whether you buy through us or walk in the carrier’s front door. The difference: we compare carriers against each other, and we’ll show you what we earn.
Can I lose money in a fixed indexed annuity?
Your principal is protected from market loss — when the index drops, your account value doesn’t fall with it. What you can give up is liquidity: pulling money out early can trigger surrender charges. That’s exactly the kind of trade-off we put on the table before you decide anything.
Is an annuity right for everyone?
No — and we’ll tell you when it isn’t. If you need full access to your money, if your health suggests a shorter horizon, or if your savings are still growing faster elsewhere, an annuity may be the wrong tool. About one in three people we talk to hears exactly that from us.
What does “guaranteed income for life” actually mean?
It means the insurance carrier is contractually obligated to send you a check every month for as long as you live — even if you live to 105. Those guarantees are backed by the claims-paying ability of the issuing insurer, which is why we only work with A-rated companies.
Which states do you serve?
All 50. Wherever you live in the U.S., we’re licensed to help.